There are 10 types of childhood trauma measured in the ACE Study. Five are personal — physical abuse, verbal abuse, sexual abuse, physical neglect, and emotional neglect. Five are related to other family members:
These services provide a platform for matching people who are looking for a place to stay for a period of time with other people who have some sort of space available that they are willing to rent.
Typically this space is a home, apartment or extra bedroom, but could be anything — from a couch in a common area to a private island. In many ways, these services function as an internet-enabled version of the boarding houses and bed and breakfasts of an earlier era, albeit on a far grander scale: As a result, questions such as the rights of customers and Survey of personal finances among teens these services are regulated have taken on greater salience in recent years.
As was the case with ride-hailing apps see Chapter 2 of this reportusage and awareness of home-sharing platforms are especially high among college graduates and the relatively affluent —groups that are more likely than less-well-off Americans to take regular trips or vacations in the first place: At the same time, home-sharing services appeal to a relatively broad age spectrum.
And while urban and suburban residents use home-sharing at higher rates than rural residents, this difference is much less dramatic than was true of ride-hailing. These shared-space accommodations are more popular among men than among women, and more popular among younger users than among older ones.
At the same time, not all users who stay in shared spaces are completely unconcerned about doing so: Most home-sharing users are not following the regulatory debate over these services particularly closely; those who are following this issue tend to not favor hotel or lodging taxes for owners Like ride-hailing apps, home-sharing services have been the subject of much legal and regulatory scrutiny in recent years.
As with ride-hailing apps, the specific regulatory issues at play in these debates vary from city to city. But in most cases, this controversy centers around two major questions: The survey asked two separate questions relating to home-sharing platforms and how these services should or should not be regulated.
First, it asked respondents how much if anything they have heard about the debate happening in various cities over the legality of home-sharing services.
In general, Americans are much less aware of the debate over the legality of home-sharing services than they are of the debate over the regulation of ride-hailing apps. As noted in Chapter 2 of this report, nearly half of all Americans have heard at least something about the debate over the regulation of ride-hailing services.
Even users of home-sharing services are not following this issue particularly closely.
Although home-sharing users have not been following the legal debate over these services with nearly the same intensity as their ride-hailing counterparts, those home-sharing users who have been following this issue tend to feel that these services should be both legal and tax-free for owners.
As might be expected, users who are ideologically conservative, along with those who identify with or lean toward the Republican Party, feel overwhelmingly that people renting out their homes on these services should not have to pay any sort of taxes in order to do so.
But this view is also held — albeit to a lesser degree — by users of these services who are to the left of the political spectrum. Users view home-sharing as a good option for people who travel as a group, as well as for homeowners looking to supplement their income; relatively few view these services as risky to use When presented with a list of seven attributes that might describe home-sharing services, users respond especially strongly to two in particular: Users are somewhat more divided on other aspects of home-sharing.
At the same time, there are other aspects of home-sharing to which older users are particularly responsive. And as was the case with ride-hailing apps, men and women do not differ dramatically when it comes to their perceptions of home-sharing services and user safety. The only attributes on which nonusers respond more strongly than users pertains to issues around user safety: Most users view home-sharing services as software platforms, not hospitality companies, yet expect these services to play a prominent role in managing various aspects of the overall customer experience Much like ride-hailing services and traditional taxi services, the way that home-sharing platforms are structured differs dramatically from traditional hotel services.
Despite providing listings for a vast number of properties, these services do not own, maintain or otherwise exert physical control over any of the properties involved. As a result, consumers might not always know whom to turn to when problems ranging from payment issues to abusive hostsinjuries or even death emerge during their stay.
In general, users of home-sharing services tend to feel that these services are software platforms rather than traditional hospitality companies. But despite these differences in their abstract views, men and women — as well as those with higher and lower levels of educational attainment — tend to place similar levels of responsibility on these services to help manage different aspects of the customer experience.
In addition to these differences around gender and education, younger users tend to place more responsibility on the app or service when it comes to making sure listed properties are described accurately, and on resolving payment issues between guests and hosts. On the other hand, this trend goes beyond home-sharing sites: As noted in Chapter 2 of this report, younger adults are also more likely to report having a bad experience with ride-hailing apps as well.
And while women are no more likely than men to consider these services to be risky in a general sense, women who use home-sharing services are nearly twice as likely as men to have had a bad experience along the way: Lastly, Americans who do not use home-sharing services are substantially more likely to have heard positive things about these services than they are to have heard negative things.We polled more than 2, BabyCenter parents to find out what keeps them up at night.
Your fears ranged from concerns about your kids' future to their personal .
Source: Junior Achievement/The Allstate Foundation, Teens and Personal Finance. March 25, Teens & Money Survey. Among those not attending their first choice school this year, 62% said it was because they couldn’t afford it.
Mar 29, · A new poll reveals just how different Gen Y workers are from their Baby Boomer forefathers. Among other things, millennials (those in their 20s and early 30s) want flexible work schedules, more “me time” on the job, and nearly nonstop feedback and career advice from managers.
Personal Finance Lessons for Teens Only four states (Virginia, Tennessee, Missouri, and Utah) require high school students to complete a stand-alone course in personal finances to graduate high school, but every teen should enter adulthood with basic financial literacy. Travelers seeking a personal touch and insider stories would do well to consider staying at a local bed and breakfast (B&B).B&Bs "are more intimate, with much more personal attention," says Sharon Scruggs, who operates the Fife and Drum Inn with her husband, Billy.
Why Most High Schoolers Don't Know How to Manage Their Money An interest in personal finance among high school students doesn't appear to be the issue. who coauthored the book The Teen's.